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    <title>Investment Properties</title>
    <link>http://investmentproperties.org.nz</link>
    <description>Investment Properties</description>
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	<title>Why a House Price Crash is GOOD for your Wealth!</title>
	<link>http://investmentproperties.org.nz/926524-Why-a-House-Price-Crash-is-GOOD-for-your-Wealth.html</link>
	<pubDate>Tue, 03 Apr 2012 04:18:52 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Hard as you may find it to believe, there are actually very goodreasons why the current world-wide collapse in house prices isprobably beneficial to your own personal financial health.First, let's take a look at some history, so we are all singingfrom the same songbook. The current house price boom has beenhappening for some time now, and over the last  years or so, inmost parts of the world the cost of houses has skyrocketed. Somecountries, such as the UK, have seen a trebling in the askingpric...	</description>
	<content:encoded><![CDATA[Hard as you may find it to believe, there are actually very goodreasons why the current world-wide collapse in house prices isprobably beneficial to your own personal financial health.First, let's take a look at some history, so we are all singingfrom the same songbook. The current house price boom has beenhappening for some time now, and over the last  years or so, inmost parts of the world the cost of houses has skyrocketed. Somecountries, such as the UK, have seen a trebling in the askingprices of houses, leading to a situation where first time buyershave effectively been priced out of the market in almost allareas. The reasons for this are many and varied, and the subjectof intense debate, although the smart money is on a generalloosening of credit partly caused by the Japanese printingmoney. They did this to the tune of almost  of the global GDPin an attempt to try and escape from chronic deflation. Theshort term effect of this was to prop up the ailing US Dollar...]]></content:encoded>
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	<title>Mortgage Glossary of Terms</title>
	<link>http://investmentproperties.org.nz/166559-Mortgage-Glossary-of-Terms.html</link>
	<pubDate>Mon, 02 Apr 2012 00:39:31 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         Mortgage Glossary of TermsA brief list of some of the most common Mortgage terms. Adverse Credit The term used if the borrower has a poorcredit history. This could include previous mortgage or loanarrears, bankruptcy or CCJ's. Other terms used to describe anadverse credit mortgage include:Bad credit mortgage Poor credit mortgage Non status mortgageCredit impaired mortgage No credit mortgage Low credit scoremortgage APR Annual Percentage Rate The interest rate reflectingthe cost of a mortgage as...	</description>
	<content:encoded><![CDATA[ Mortgage Glossary of TermsA brief list of some of the most common Mortgage terms. Adverse Credit The term used if the borrower has a poorcredit history. This could include previous mortgage or loanarrears, bankruptcy or CCJ's. Other terms used to describe anadverse credit mortgage include:Bad credit mortgage Poor credit mortgage Non status mortgageCredit impaired mortgage No credit mortgage Low credit scoremortgage APR Annual Percentage Rate The interest rate reflectingthe cost of a mortgage as a yearly rate. The APR provides homebuyers with the ability to compare different types of mortgagesbased on the annual cost of each.Arrangement Fee The fee you pay your Lender in return forthem providing you with a mortgage. Usually paid on completionor with your application, these fees usually apply when you takeout a fixed rate, discount or cashback mortgage.AST Assured Shorthold Tenancy A form of tenancy thatgives the landlord the right to repossess their property after...]]></content:encoded>
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	<title>A Guide to UK Buy to Let Mortgages</title>
	<link>http://investmentproperties.org.nz/777684-A-Guide-to-UK-Buy-to-Let-Mortgages.html</link>
	<pubDate>Sun, 01 Apr 2012 03:03:04 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Essentially there is little difference between the process thatone follows for a buy to let mortgage in the UK than there isfor any other type of mortgage. The lender still has to consideryour credit worthiness, the value of the property, how much downpayment you can afford and all of the other usualconsiderations. However, in addition, the lender will usually beinterested in what the market is for letting properties in thesame area as the one that you are thinking of investing in. Thelender wil...	</description>
	<content:encoded><![CDATA[Essentially there is little difference between the process thatone follows for a buy to let mortgage in the UK than there isfor any other type of mortgage. The lender still has to consideryour credit worthiness, the value of the property, how much downpayment you can afford and all of the other usualconsiderations. However, in addition, the lender will usually beinterested in what the market is for letting properties in thesame area as the one that you are thinking of investing in. Thelender will look at property taxes and average rents for similarproperties. Other than those particulars, however, the processmoves along nearly the same.A buy to let mortgage can be arranged for either commercial orresidential property. Terms can range from between five toforty-five years. There are fixed and variable interest schemesavailable, and the lender takes an interest in your propertyjust like with any other mortgage so your property is still atrisk if you fall into arrears. One ...]]></content:encoded>
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	<title>Benefits of a Business Loan</title>
	<link>http://investmentproperties.org.nz/638885-Benefits-of-a-Business-Loan.html</link>
	<pubDate>Sat, 31 Mar 2012 04:29:03 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        There are many benefits in choosing a business loan, some ofwhich are listed below:What's the fastest way of raising money for your business idea?A business loan, but what kind of loan should you get and whoshould you get your loan from. You could ask family and friendsfor a loan but they might not be as convinced about your winningidea as you are. Where you go for finance depends on how much you need to raiseand how you set up your business. Sole traders and partners areliable for all the debts...	</description>
	<content:encoded><![CDATA[There are many benefits in choosing a business loan, some ofwhich are listed below:What's the fastest way of raising money for your business idea?A business loan, but what kind of loan should you get and whoshould you get your loan from. You could ask family and friendsfor a loan but they might not be as convinced about your winningidea as you are. Where you go for finance depends on how much you need to raiseand how you set up your business. Sole traders and partners areliable for all the debts in a business venture, whereas withlimited companies, the directors are liable only for the amountof debt they personally hold in the company.A business loan is designed for a wide range of UK small, mediumand start-up business needs including the purchase, refinance,expansion of a business, development loans or any type ofcommercial investment. Finance is the lifeblood of a business.Without it you cannot grow. Business loans are one possible source for business cash. Youshoul...]]></content:encoded>
	<guid isPermaLink="false">http://investmentproperties.org.nz/638885-Benefits-of-a-Business-Loan.html</guid>
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	<title>Commercially viable commercial mortgages</title>
	<link>http://investmentproperties.org.nz/194310-Commercially-viable-commercial-mortgages.html</link>
	<pubDate>Fri, 30 Mar 2012 02:59:33 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         Commercial mortgages are similar to residential mortgages.Usually taken by businesses, commercial mortgages are securedagainst business property.Businesses have to make an important decision regarding thepremises where the operations are to be carried. It is a buy orrent decision. By acquiring a property on rent, one is requiredto make a small monthly or quarterly payment. However, evenafter paying the rental for innumerable months you are not ableto make inroads into the property ladder. Buyin...	</description>
	<content:encoded><![CDATA[ Commercial mortgages are similar to residential mortgages.Usually taken by businesses, commercial mortgages are securedagainst business property.Businesses have to make an important decision regarding thepremises where the operations are to be carried. It is a buy orrent decision. By acquiring a property on rent, one is requiredto make a small monthly or quarterly payment. However, evenafter paying the rental for innumerable months you are not ableto make inroads into the property ladder. Buying property, on the other hand, will be intricatelydifficult for a newly set up business. This will require abigger investment. Obviously, the share of production in thecapital lessens. Commercial mortgages provide a solution to thisparadoxical situation.Businesses where real estate holds an important place willbenefit most from commercial mortgages. Running hotels andresorts from rented properties is a cheaper short-term solution.However if you plan to stay longer, it will be ne...]]></content:encoded>
	<guid isPermaLink="false">http://investmentproperties.org.nz/194310-Commercially-viable-commercial-mortgages.html</guid>
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	<title>Real Estate Growth</title>
	<link>http://investmentproperties.org.nz/786159-Real-Estate-Growth.html</link>
	<pubDate>Thu, 29 Mar 2012 06:19:30 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        There has been speculation in the media recently about the factthat real estate will begin to fail and implode as it can onlyhandle so much growth. In my humble opinion these theories dont hold a lot of meritand here is why. First, understand that there are three basicthings that undercut the validity of saying that there is a realestate bubble that people are operating in. . There is no international or national real estate market. The real estate market doesnt explode or crash . The markethas ...	</description>
	<content:encoded><![CDATA[There has been speculation in the media recently about the factthat real estate will begin to fail and implode as it can onlyhandle so much growth. In my humble opinion these theories don't hold a lot of meritand here is why. First, understand that there are three basicthings that undercut the validity of saying that there is a realestate bubble that people are operating in. . There is no 'international' or 'national' real estate market. The real estate market doesn't explode or crash . The markethas limited impact on the seasoned investor The Real Estate &quot;Market&quot; is an overall view of micro marketsnation wide.When people talk about real estate economics they are usuallyreferring to national or international statistics which in truthare made up of thousands on micro or local real estate markets.So even though you might find a North America wide trend thereare still many, many markets which will be completely at oddswith the overall numbers. Real Estate Markets do no...]]></content:encoded>
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	<title>Multi Family Property Living</title>
	<link>http://investmentproperties.org.nz/679856-Multi-Family-Property-Living.html</link>
	<pubDate>Wed, 28 Mar 2012 04:31:24 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
           Untitled Document   If you've ever been married and going to school at the sametime, chances are you've had the wonderful experience of livingin a multi family apartment or house. While most multi familyproperties are designed to allow the peaceful coexistence ofmany families within their separate units, some apartments andhouses give you the feeling that you're actually living in onebig family. Things like sharing one washer and dryer betweenfive families means you never know whose underwear...	</description>
	<content:encoded><![CDATA[   Untitled Document   If you've ever been married and going to school at the sametime, chances are you've had the wonderful experience of livingin a multi family apartment or house. While most multi familyproperties are designed to allow the peaceful coexistence ofmany families within their separate units, some apartments andhouses give you the feeling that you're actually living in onebig family. Things like sharing one washer and dryer betweenfive families means you never know whose underwear you'll haveto fish out of the washer before you start your own laundry. Anda shared water heater means that now there's an incentive toearly morning classes. Catching the 'Cosby Show' every night atseven through your living room wall keeps youconveniently updated on the latest goings-on in the Huxtablehome.While living in multi family housing may not be an idealsituation for many of the tenants, it can be a way to wealth forthe person collecting the rent. My own landlord, also ...]]></content:encoded>
	<guid isPermaLink="false">http://investmentproperties.org.nz/679856-Multi-Family-Property-Living.html</guid>
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	<title>ARE YOU REALLY A TWENTY FIRST CENTURY INVESTOR?</title>
	<link>http://investmentproperties.org.nz/260186-ARE-YOU-REALLY-A-TWENTY-FIRST-CENTURY-INVESTOR.html</link>
	<pubDate>Tue, 27 Mar 2012 04:27:05 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Real Estate Investors that educate themselves about CURRENTMARKET TRENDS will reap huge returns NOW!!! Informationconcerning NEW TRENDS in financial resources will open new andmore profitable real estate opportunities for your business.Todays residential real estate market for investors has becomevery competitive in most major markets. The vast majority ofreal estate investing seminars and clubs are encouraging you tosearch out desperate home owners or distressed properties to berehabbed. Not to...	</description>
	<content:encoded><![CDATA[Real Estate Investors that educate themselves about CURRENTMARKET TRENDS will reap huge returns NOW!!! Informationconcerning NEW TRENDS in financial resources will open new andmore profitable real estate opportunities for your business.Today's residential real estate market for investors has becomevery competitive in most major markets. The vast majority ofreal estate investing seminars and clubs are encouraging you tosearch out desperate home owners or distressed properties to berehabbed. Not to mention the fact that today's disillusionedstock investors have now realized that residential real estateinvesting offers better returns, with less capital risks. As youseek to identify your lucrative real estate opportunities, haveyou noticed that the good deals are getting harder to find? I amnot here to discourage you from investing in real estate, butwould like to share real estate investment opportunities andinformation with you'..opportunities that only a few people areaw...]]></content:encoded>
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	<title>How to make money from Buy To Let in a property crash</title>
	<link>http://investmentproperties.org.nz/380769-How-to-make-money-from-Buy-To-Let-in-a-property-crash.html</link>
	<pubDate>Mon, 26 Mar 2012 07:16:37 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Over the last few years, most investors who have tried 'buy tolet' buying additional properties in order to rent them outhave profited spectacularly as the property market in most ofthe world boomed like never before. Historically unprecedentedproperty prices in the USA, UK, Australia and most of Europehave made the concept of becoming a landlord look like an easyroute to riches.Of course, there really isn't any 'free lunch', and thesituation now, as property markets start to crumble around theg...	</description>
	<content:encoded><![CDATA[Over the last few years, most investors who have tried 'buy tolet' buying additional properties in order to rent them outhave profited spectacularly as the property market in most ofthe world boomed like never before. Historically unprecedentedproperty prices in the USA, UK, Australia and most of Europehave made the concept of becoming a landlord look like an easyroute to riches.Of course, there really isn't any 'free lunch', and thesituation now, as property markets start to crumble around theglobe, isn't looking quite so good for amateur propertyspeculators. Historically, booms of this magnitude are followedrather predictably by equally large crashes, and the smartproperty landlords evacuated the market over a year ago, sellingat the peak to amateurs lured in by the prospect of easy money.These amateurs have typically paid way over the odds for theirrental investments, and are in many cases having to subsidizetheir tenants i.e. the rent doesn't cover the interest-o...]]></content:encoded>
	<guid isPermaLink="false">http://investmentproperties.org.nz/380769-How-to-make-money-from-Buy-To-Let-in-a-property-crash.html</guid>
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	<title>What To Look For In A Real Estate Agent</title>
	<link>http://investmentproperties.org.nz/714942-What-To-Look-For-In-A-Real-Estate-Agent.html</link>
	<pubDate>Sun, 25 Mar 2012 04:46:53 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Real Estate Agents play an essential, critical role in theprocess of buying and selling a home. You just simply cannotafford to work with an agent that does not exhibit top-scaleprofessional values. Were talking about your primaryinvestment, and the happiness of you and your loved ones.Here are the , most important things that Ive encountered,that I believe contribute towards excellence in the professionof Real Estate agents. .To Serve .To Know .To Listen.To Serve:  Real Estate is a service busi...	</description>
	<content:encoded><![CDATA[Real Estate Agents play an essential, critical role in theprocess of buying and selling a home. You just simply cannotafford to work with an agent that does not exhibit top-scaleprofessional values. We're talking about your primaryinvestment, and the happiness of you and your loved ones.Here are the , most important things that I've encountered,that I believe contribute towards excellence in the professionof Real Estate agents. .To Serve .To Know .To Listen.To Serve:  Real Estate is a service business, and homeowners and buyersmust be treated with the respect that they deserve. A RealEstate Agent must demonstrate that they care about you, and thattheir primary concern is to serve your needs, and not their own.aLook for agents that carry cell phones everywhere they go, andthat have no problem taking late night calls, or beinginterrupted during a Saturday morning snooze. This isn't a ribof steak you're buying or selling. It is more important thaneverything and ...]]></content:encoded>
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	<title>Add value to your home with a home improvement loan</title>
	<link>http://investmentproperties.org.nz/135312-Add-value-to-your-home-with-a-home-improvement-loan.html</link>
	<pubDate>Sat, 24 Mar 2012 04:49:41 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         Buying a home is a big and important investment for mostpeople, and understandably property owners want to keep theirhome in good condition and looking great. However, carrying outhome improvements can be difficult if finances are tight andthis is where a home improvement loan could really help. You canget some really good deals and rates on loans for homeimprovements these days, which means that more homeowners cannow afford to improve their properties in many ways.Carrying out improvements on...	</description>
	<content:encoded><![CDATA[ Buying a home is a big and important investment for mostpeople, and understandably property owners want to keep theirhome in good condition and looking great. However, carrying outhome improvements can be difficult if finances are tight andthis is where a home improvement loan could really help. You canget some really good deals and rates on loans for homeimprovements these days, which means that more homeowners cannow afford to improve their properties in many ways.Carrying out improvements on your home will not only improveyour quality of life, but will also add value to the property.This means that if you decide to sell the house you will makesome ' or maybe even all ' of the money back because of theincrease in the value of the home. So, you will get to enjoy thebenefits of the improvements for as long as you are livingthere, but you can also look upon these improvements as aninvestment, which can be recouped upon the sale of the property.You can carry out all sort...]]></content:encoded>
	<guid isPermaLink="false">http://investmentproperties.org.nz/135312-Add-value-to-your-home-with-a-home-improvement-loan.html</guid>
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	<title>Loans Guide</title>
	<link>http://investmentproperties.org.nz/288171-Loans-Guide.html</link>
	<pubDate>Fri, 23 Mar 2012 04:51:06 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Many people are confused by the different types of loansavailable.Here is a helpful summary of the most common loansavailable today.Bad Credit Personal LoanA Bad Credit Personal Loan is a loan designed for the manypeople with a bad credit rating. However created, your pastrecord of County Court Judgements, mortgage or other loanarrears can live on to deny you access to finance that otherpeople regard as normal. If you are a home owner with equity inyour property, a Bad Credit Personal Loan can b...	</description>
	<content:encoded><![CDATA[Many people are confused by the different types of loansavailable.Here is a helpful summary of the most common loansavailable today.Bad Credit Personal LoanA Bad Credit Personal Loan is a loan designed for the manypeople with a bad credit rating. However created, your pastrecord of County Court Judgements, mortgage or other loanarrears can live on to deny you access to finance that otherpeople regard as normal. If you are a home owner with equity inyour property, a Bad Credit Personal Loan can bring thatnormality back to your life. Secured on your home, a Bad CreditPersonal Loan can give you the freedom, for example, to do thehome improvements or buy the new car you really wanted. With aBad Credit Personal Loan you can borrow from , to ,and up to  of your property value in some cases.Bridging LoanA bridging loan as the name implies is a loan used to 'bridge'the financial gap between monies required for your new propertycompletion prior to your existin...]]></content:encoded>
	<guid isPermaLink="false">http://investmentproperties.org.nz/288171-Loans-Guide.html</guid>
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	<title>WHAT IS AN OPTION?</title>
	<link>http://investmentproperties.org.nz/722522-WHAT-IS-AN-OPTION.html</link>
	<pubDate>Thu, 22 Mar 2012 05:12:38 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        WHAT IS AN OPTION? Copyright  Tanner Larssonhttp:www.work-at-home-resource-center.comYou buy or trade stocks, bonds and mutual funds. Perhaps youinvest in a k plan. You can us Options as part of yourshort or long term investment objectives.Did you know you may be using a form of options as a part ofyour everyday life?Do you pay a premium every quarter for house, auto, and medicalinsurance?You have purchased insurance as a safeguard against a fire inyour home, a crash in your car, or large medica...	</description>
	<content:encoded><![CDATA[WHAT IS AN OPTION? Copyright  Tanner Larssonhttp:www.work-at-home-resource-center.comYou buy or trade stocks, bonds and mutual funds. Perhaps youinvest in a k plan. You can us 'Options' as part of yourshort or long term investment objectives.Did you know you may be using a form of options as a part ofyour everyday life?Do you pay a premium every quarter for house, auto, and medicalinsurance?You have purchased insurance as a safeguard against a fire inyour home, a crash in your car, or large medical bills. Someinvestors use options on stocks or cash indexes to protect andinsure the value of their portfolios.A major advantage of options is their versatility. They can beas conservative or as speculative as your investing strategydictates. Options enable you to tailor your position to your ownset of circumstances. Consider the following benefits of options: You can protect stock holdings from a decline in market price. You can increase income against current st...]]></content:encoded>
	<guid isPermaLink="false">http://investmentproperties.org.nz/722522-WHAT-IS-AN-OPTION.html</guid>
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	<title>US Commercial Mortgage Basics</title>
	<link>http://investmentproperties.org.nz/355406-US-Commercial-Mortgage-Basics.html</link>
	<pubDate>Wed, 21 Mar 2012 05:11:53 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Commercial mortgage loans are used when purchasing structuressuch as office buildings, apartment complexes, health carefacilities and retail outlets. Whether its a hi-rise tower or afamily-owned restaurant, buyers typically need additionalfunding to complete the transaction. Commercial mortgages arewhat they pursue.Similar in many ways to residential loans, commercial mortgagesrequire far more paperwork. Both types of loan require that theproperties being purchased undergo a thorough appraisal. ...	</description>
	<content:encoded><![CDATA[Commercial mortgage loans are used when purchasing structuressuch as office buildings, apartment complexes, health carefacilities and retail outlets. Whether it's a hi-rise tower or afamily-owned restaurant, buyers typically need additionalfunding to complete the transaction. Commercial mortgages arewhat they pursue.Similar in many ways to residential loans, commercial mortgagesrequire far more paperwork. Both types of loan require that theproperties being purchased undergo a thorough appraisal. Bothrequire collateral to secure the loan and protect the lenderagainst default. Like residential mortgages, commercial mortgages can berefinanced to take advantage of more favorable terms, or theycan be re-mortgaged to establish a line of credit to use forrunning the business. And like residential mortgages, the lenderwill hold the deed to the property until such time that the loanis repaid in full. During that time, the lender makes money off the interest on theloan. If the ...]]></content:encoded>
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	<title>What is a Commercial Business Loan?</title>
	<link>http://investmentproperties.org.nz/469640-What-is-a-Commercial-Business-Loan.html</link>
	<pubDate>Tue, 20 Mar 2012 05:00:28 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         A commercial business loan is designed for a wide range of UKsmall, medium and startup business needs including the purchase,refinance, expansion of a business, development loans or anytype of commercial investment.Finance is the lifeblood of a business. Without it you cannotgrow.Commercial business loans are generally available from ,to ,, at highly competitive interest rates from leadingcommercial loan lenders.A commercial business loan can be secured by all types of UKbusiness property, comm...	</description>
	<content:encoded><![CDATA[ A commercial business loan is designed for a wide range of UKsmall, medium and startup business needs including the purchase,refinance, expansion of a business, development loans or anytype of commercial investment.Finance is the lifeblood of a business. Without it you cannotgrow.Commercial business loans are generally available from ,to ,, at highly competitive interest rates from leadingcommercial loan lenders.A commercial business loan can be secured by all types of UKbusiness property, commercial and residential properties.Commercial Business Loans can offer up to  LTV Loan toValuation with variable rates, depending on status and lengthof term.Commercial business loans are normally offered on Freehold andlong Leasehold properties with Bricks and Mortar valuationsrequired. Legal and valuation fees are payable by the client.Commercial business loans are available for Self-Declarationwith CCJ's &amp; Mortgage Arrears. Commercial Business Loans cov...]]></content:encoded>
	<guid isPermaLink="false">http://investmentproperties.org.nz/469640-What-is-a-Commercial-Business-Loan.html</guid>
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	<title>Buying and Selling Distressed Houses for Maximum Profit</title>
	<link>http://investmentproperties.org.nz/338374-Buying-and-Selling-Distressed-Houses-for-Maximum-Profit.html</link>
	<pubDate>Mon, 19 Mar 2012 06:42:07 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        If you want to become a real estate investor, find afixer-upper owned by an anxious seller. Finding distressedhouses at bargain prices, fixing them up, and then selling themon a consistent basis can make you a millionaire.Why Sellers Sell At a DiscountHomeowners' problems often prevent them from staying on top oftheir home's upkeep, and factors such as job loss, divorce,serious illness, various addictions, or other personal problemsquickly overwhelm them. These sellers can't make the neededrepai...	</description>
	<content:encoded><![CDATA[If you want to become a real estate investor, find a&quot;fixer-upper&quot; owned by an anxious seller. Finding distressedhouses at bargain prices, fixing them up, and then selling themon a consistent basis can make you a millionaire.Why Sellers Sell At a DiscountHomeowners' problems often prevent them from staying on top oftheir home's upkeep, and factors such as job loss, divorce,serious illness, various addictions, or other personal problemsquickly overwhelm them. These sellers can't make the neededrepairs because of financial or physical limitations, and whenthat happens, their home becomes a low priority and sometimeswill go into foreclosure.Look for the &quot;Triple D&quot;Home sellers with three problems give beginning investors agreat opportunity. A &quot;Triple D&quot; is a Doghouse, involved in aDivorce, and in Default. The label &quot;doghouse&quot; comes fromSouthern California Realtors who used this term to describe theworst fixers. These houses maybe &quot;tired&quot; and need only cosmeticwork in order...]]></content:encoded>
	<guid isPermaLink="false">http://investmentproperties.org.nz/338374-Buying-and-Selling-Distressed-Houses-for-Maximum-Profit.html</guid>
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	<title>&quot;Rental Negotiation Strategy&quot;</title>
	<link>http://investmentproperties.org.nz/179033-Rental-Negotiation-Strategy.html</link>
	<pubDate>Sun, 18 Mar 2012 05:16:52 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         My report is for you to use your power to negotiate, not only areduced weekly cost of accommodation, but also to get the bestaccommodation available in the area in which you wish to live.Hello Colm Dillon here ...Market conditions will effect the final outcome.Irrespective, a good negotiation, following these guidelines,will save you money. Get to know the state of the market beforeyou commence.Determine how much you can afford to pay and then go higher. Forexample if you can afford  per week, ...	</description>
	<content:encoded><![CDATA[ My report is for you to use your power to negotiate, not only areduced weekly cost of accommodation, but also to get the bestaccommodation available in the area in which you wish to live.Hello Colm Dillon here ...Market conditions will effect the final outcome.Irrespective, a good negotiation, following these guidelines,will save you money. Get to know the state of the market beforeyou commence.Determine how much you can afford to pay and then go higher. Forexample if you can afford  per week, start looking at afigure of say  -  per week. If you fall into a higherbracket; say  per week, start looking at .Go to several real estate agencies and ask them what they haveon their books at the amount you nominate. Also tell them yourpreferred areas.Go through the normal selection process and pick the best placein which you would be happy living.Confirm the weeklymonthly rental with the agent and the lengthof the lease term i.e.  months etcConfirm with...]]></content:encoded>
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	<title>How to create wealth in the stock market</title>
	<link>http://investmentproperties.org.nz/519422-How-to-create-wealth-in-the-stock-market.html</link>
	<pubDate>Sat, 17 Mar 2012 04:52:44 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        How to create wealth in the stock marketFirst and foremost, an opportunistic strategy for creatingwealth in the stock market is needed. And the opportunisticstrategy for creating wealth in the stock market must have twoingredients, a plan and a goal. The plan must be a definite,concrete plan of investing that would profit you and your familyfor the rest of your lives. This opportunistic investment plan you begin should not profitanyone else  not a stockbroker, a mutual fund or a financialadvisor...	</description>
	<content:encoded><![CDATA[How to create wealth in the stock marketFirst and foremost, an opportunistic strategy for creatingwealth in the stock market is needed. And the opportunisticstrategy for creating wealth in the stock market must have twoingredients, a plan and a goal. The plan must be a definite,concrete plan of investing that would profit you and your familyfor the rest of your lives. This opportunistic investment plan you begin should not profitanyone else ' not a stockbroker, a mutual fund or a financialadvisor. This means you have to have confidence in yourself andin your own judgment as to whether the investment plan you beginhas merit. And this means that the investment plan would andshould have already been proven to you!This definite, concrete plan you begin for creating wealththrough opportunities in the stock market must also have a goal.The goal should be clear and specific, and once your have madeup your mind to achieve that goal, then go forward and make thatgoal a reality....]]></content:encoded>
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	<title>SMART MONEY MOVES...RELOCATE YOUR ASTROLOGY CHART BEFORE YOU</title>
	<link>http://investmentproperties.org.nz/372024-SMART-MONEY-MOVES-RELOCATE-YOUR-ASTROLOGY-CHART-BEFORE-YOU.html</link>
	<pubDate>Fri, 16 Mar 2012 04:29:16 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        BEFORE YOU INVEST IN YOUR OWN PRIVATE PARADISE, AGolf CourseHavenVineyard in ProvenceOceanfront Condominium with a Dockfor Your YachtSunny Tropical IslandMountain Ski CabinCastleby the SeaPanama EstateOr Cancun Casita... STOP and CHECK YOURLOCATION CHART!!!Youve worked long and hard piling up investment capitalearmarked for luxury real estate, holiday escapes, and yourgolden retirement years. Your dreams of the rich and famouslifestyle may include: playing tennis, shopping, dining ingourmet rest...	</description>
	<content:encoded><![CDATA[BEFORE YOU INVEST IN YOUR OWN PRIVATE PARADISE, A'Golf CourseHaven'Vineyard in Provence'Oceanfront Condominium with a Dockfor Your Yacht'Sunny Tropical Island'Mountain Ski Cabin'Castleby the Sea'Panama Estate'Or Cancun Casita... STOP and CHECK YOURLOCATION CHART!!!You've worked long and hard piling up investment capitalearmarked for luxury real estate, holiday escapes, and yourgolden retirement years. Your dreams of the 'rich and famouslifestyle' may include: playing tennis, shopping, dining ingourmet restaurants, shopping, golfing, shopping, snow skiing,shopping, relaxing poolside, shopping, being pampered in spas,shopping, ocean sailing, and more shopping. Big dreams indeed!Many of you are looking a new primary residence beyond the US.Financially successful Americans in increasing numbers aresnapping up foreign listings ' some properties going for bargainprices coastal, yet mountainous, Panama has one of the hottestbuyers' markets. US investors are active in real e...]]></content:encoded>
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	<title>Thinking About a Resort Retirement Home?</title>
	<link>http://investmentproperties.org.nz/585156-Thinking-About-a-Resort-Retirement-Home.html</link>
	<pubDate>Thu, 15 Mar 2012 04:37:57 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Better Think About Buying Now!Buying Now Ensures A Choice Location and Rental Income Helps Payfor the HomeAs the Baby Boom generation ages, more and more of us arethinking of retirement homes. Dreaming of communities in thecountry, close to golf, theatre, art galleries and forestedhillsides. Or maybe your dream is of Florida sands, palm treesand year-round heat. In either case, youd be well advised toact on your dream sooner rather than later.Its a simple matter of economics and supply and deman...	</description>
	<content:encoded><![CDATA[Better Think About Buying Now!Buying Now Ensures A Choice Location and Rental Income Helps Payfor the HomeAs the Baby Boom generation ages, more and more of us arethinking of retirement homes. Dreaming of communities in thecountry, close to golf, theatre, art galleries and forestedhillsides. Or maybe your dream is of Florida sands, palm treesand year-round heat. In either case, you'd be well advised toact on your dream sooner rather than later.It's a simple matter of economics and supply and demand. RealEstate prices are trending upwards. Property values appreciateannually. There are only so many award-winning, really choiceresort retirement locations. And the baby boomers are gettingready to snap them all up. Take Mt. Meadows in Ashland, Oregon. This resort retirementcommunity on  acres has run out of property with only  unitsleft to sell and  more on the resale market. Named the &quot;BestSmall Active Adult Retirement Community in America&quot; by theNational Council fo...]]></content:encoded>
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	<title>How I Became a Hard Money Lender</title>
	<link>http://investmentproperties.org.nz/852519-How-I-Became-a-Hard-Money-Lender.html</link>
	<pubDate>Wed, 14 Mar 2012 04:34:32 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        How I Became a Hard Money LenderBy Barrett Niehus http:www.freetrainer.comUnlike other investors, my venture into real estate was anatural extension of my secondary business as the IP Waresoftware developer. However, opportunity and perseverance begetwealth, or at least a decent side income. Aside from my ventures into lease optioning residentialproperty, I and my partner have managed to acquire a number ofproperties with our own credit. However, when looking at ourfinances and the return we wer...	</description>
	<content:encoded><![CDATA[How I Became a Hard Money LenderBy Barrett Niehus http:www.freetrainer.comUnlike other investors, my venture into real estate was anatural extension of my secondary business as the IP Waresoftware developer. However, opportunity and perseverance begetwealth, or at least a decent side income. Aside from my ventures into lease optioning residentialproperty, I and my partner have managed to acquire a number ofproperties with our own credit. However, when looking at ourfinances and the return we were getting for the amount of effortinvolved, we both decided there must be a better way. That iswhen it occurred to me. Instead of trying to leverage ourexisting assets for a diminishing return, perhaps we could bethe bank.Here is the scenario as it has played out. First of all, wecontrol a decent number of properties with our own credit. Mostwere purchased with  financing using multiple capitalsources. However, each contains only a primary lean and isfinanced using standa...]]></content:encoded>
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	<title>Inflation affects more than your money!</title>
	<link>http://investmentproperties.org.nz/423323-Inflation-affects-more-than-your-money.html</link>
	<pubDate>Tue, 13 Mar 2012 04:31:26 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        My parents bought their first house on Long Island in . Atwo story Cape Cod, its purchase price was ,.. Accordingto its latest valuation it is now worth north of ,..Very little has been done to it. What has happened in the years since its construction is commonly referred to asinflation. But what does that really mean and more importantlywhat else is inflated?According to Websters New World Dictionary, Inflation meansan increase in the amount of money and credit in relation tothe supply of goods...	</description>
	<content:encoded><![CDATA[My parents bought their first house on Long Island in . Atwo story Cape Cod, its purchase price was ,.. Accordingto its latest valuation it is now worth north of ,..Very little has been done to it. What has happened in the years since its construction is commonly referred to asinflation. But what does that really mean and more importantlywhat else is inflated?According to Webster's New World Dictionary, Inflation means&quot;an increase in the amount of money and credit in relation tothe supply of goods and services&quot;.To complicate matters, did you know that according to theFederal Reserve ironicallycomically charged with maintaining astable dollar and its own records, there is now twice thenumber of dollars in circulation as there were in ? I bringthis up to ask the question: are the things we purchase worthmore as time goes by or is the money we buy them with worth less?Good as Gold?Ask people following gold or supporting a return to a goldb...]]></content:encoded>
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	<title>Is Refinancing a Good Idea Right Now?</title>
	<link>http://investmentproperties.org.nz/768155-Is-Refinancing-a-Good-Idea-Right-Now.html</link>
	<pubDate>Mon, 12 Mar 2012 05:36:50 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Is Refinancing a Good Idea Right Now?By Barrett Niehus http:www.freetrainer.comRates on mortgages are lower than they have been in forty years.This provides a huge opportunity for new and existing homeowners, but also carries risks that can have a substantialimpact your ability to pay in the future. Mortgage lenders areinundated with work, and it was recently reported on nationalnews that if you can breath, you can get a mortgage. Thisphrase should at the very least frighten the average mortgage...	</description>
	<content:encoded><![CDATA[Is Refinancing a Good Idea Right Now?By Barrett Niehus http:www.freetrainer.comRates on mortgages are lower than they have been in forty years.This provides a huge opportunity for new and existing homeowners, but also carries risks that can have a substantialimpact your ability to pay in the future. Mortgage lenders areinundated with work, and it was recently reported on nationalnews that 'if you can breath, you can get a mortgage.' Thisphrase should at the very least frighten the average mortgagecustomer. It indicates that not only are the mortgage companiesfinding new ways to make money off of their huge list ofclients, but they are also circumventing the risk analysis thatavoids putting high risk customers into immediate credittrouble. The opportunity is immense. For many home owners, monthlymortgage payments can be reduced by ten to fifteen percentthrough a refinance. For new home owners, they can afford to payten to fifteen percent more because of resulting low ...]]></content:encoded>
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	<title>Should I Refinance?</title>
	<link>http://investmentproperties.org.nz/801484-Should-I-Refinance.html</link>
	<pubDate>Sun, 11 Mar 2012 06:30:13 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Should I Refinance?By Barrett NiehusInterest rates are at an all time low. Lower in fact than theyhave been in forty years. With this low rate comes hugeopportunity for home owners to lower their payments and takesome equity out of their home. The question about weatherrefinancing is necessary is dependent on your current financialsituation, and what you will save versus how much the refinancewill cost. The analysis is a simple one, but one must understandthe process in order to benefit from the...	</description>
	<content:encoded><![CDATA[Should I Refinance?By Barrett NiehusInterest rates are at an all time low. Lower in fact than theyhave been in forty years. With this low rate comes hugeopportunity for home owners to lower their payments and takesome equity out of their home. The question about weatherrefinancing is necessary is dependent on your current financialsituation, and what you will save versus how much the refinancewill cost. The analysis is a simple one, but one must understandthe process in order to benefit from the refinance activity. When weighing the decision to refinance, one must simply look atyour current monthly payment and your remaining payoff period.Then compare this to the monthly payments and required payoffafter the refinancing activity. If the benefit of refinancingoutweighs the cost of the process, then the refinance makessense.The easiest way to evaluate if a refinance makes sense from aquantitative sense is to list your current monthly payment theamount left on your mortg...]]></content:encoded>
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	<title>7 Questions To Test The Loyalty Of A Real Estate Agent</title>
	<link>http://investmentproperties.org.nz/190078-7-Questions-To-Test-The-Loyalty-Of-A-Real-Estate-Agent.html</link>
	<pubDate>Sat, 10 Mar 2012 04:34:46 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Buying or selling a home can be especially difficult whendealing with an incompetent or disloyal real estate agent. Now,dont get me wrong, Im not out to knock realtors. Im the firstto admit that many agents are excellent and worth their weightin gold. However, most real estate agents fall into one of threecategories: good, average or poor. Then, there is that worryingsmall percentage of agents who are downright incompetent. Everyindustry is inflicted with this type of person and I suspect therea...	</description>
	<content:encoded><![CDATA[Buying or selling a home can be especially difficult whendealing with an incompetent or disloyal real estate agent. Now,don't get me wrong, I'm not out to knock realtors. I'm the firstto admit that many agents are excellent and worth their weightin gold. However, most real estate agents fall into one of threecategories: good, average or poor. Then, there is that worryingsmall percentage of agents who are downright incompetent. Everyindustry is inflicted with this type of person and I suspect thereal estate industry has more than its fair share of incompetentagents. The truth is; a good and a bad agent have one thing incommon ' their job is to be a 'deal-maker.' But, be warned -some real estate agents will perform all sorts of tricks tostitch up a deal. This is fine so long as they are not'stitching up' the buyer or the seller. There's nothing wrongwith enthusiasm to pull a deal together - it is to be applauded.However, a good agent needs to remain professional and ethica...]]></content:encoded>
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